Determining Need
One of the qualifying factors for Habitat Homeowners is a requirement for a demonstrated need. Need is determined by a family's current living conditions. Some examples of need are outlined below (this list is not all-inclusive).

- Structural/mechanical problems in building
Visible holes, large cracks, leaks, hazardous/toxic materials, electrical problems, plumbing problems, appliances not working

- Inadequate sleeping arrangements
More than 2 people share a room, different gendered children sharing a room, people having to sleep on the floor

- Unsanitary conditions or health risks
Bugs, rodents, sewage problems, stairway in disrepair, allergy concerns

- Temporary or transitional housing
Family currently living with relatives, family in emergency shelter, homelessness

- Current housing does not meet the physical needs
Lack of handicap accessible entry and fixtures

- Unable to obtain a conventional mortgage